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Best Online Banking Accounts of 2024
Make Your Finances Easier - Discover Leading Online Bank Accounts
Bank-Compare.com connects you to top-rated online banking options, offering comprehensive savings, checking, and CDs to match your financial goals. Let our expertise and trusted reviews guide you to the right choice.
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High-Yield Savings Accounts - Maximize Growth Potential
Boost Your Savings with Top APYs of 2024
In 2024, maximizing your savings is more achievable than ever. Bank-Compare’s high-yield savings accounts offer superior APYs, surpassing traditional options and enhancing your financial growth. Enjoy easy access and valuable features designed to support your financial journey.
» Explore High-Yield Savings Options with Bank-Compare
Competitive CD Rates - Safe and Reliable Returns
Achieve Steady Growth with Top CD Rates of 2024
Certificates of Deposit (CDs) provide a safe, fixed return on your savings with term options to suit any timeframe. Our selection of CDs at Bank-Compare offers competitive interest rates with flexibility for secure, long-term growth.
Explore Top Online Banking Options from Trusted Banks
Unlock the Best Online Banking Features
Did you know that top online banks offer features like fee-free transactions, seamless transfers, and 24/7 access from any device? Discover how the right online bank can make managing your finances easier and more efficient.
Enhanced Security with Federal Insurance
All online banking accounts featured on Bank-Compare are federally insured, giving you peace of mind knowing that your money is protected up to $250,000. Explore secure online banking options that prioritize your financial safety.
Flexible Banking, Anytime and Anywhere
With online banking, you’re no longer tied to traditional bank hours. Access your account anytime, transfer funds instantly, and monitor your balance on the go. Start today to experience of managing your money anywhere.
Best Checking Accounts - Simplified and Convenient
Flexible and Low-Fee Checking for Modern Needs
Today’s best checking accounts go beyond traditional banking by eliminating unnecessary fees and providing extensive ATM access. Whether for daily spending or managing larger transactions, Bank-Compare’s recommendations fit any lifestyle and ensure you keep control over your funds.
» Find the Best Checking Accounts
American Express® Savings Accounts
Member FDIC
APY
4.00%
With $0 min balance for APY
No minimum balance and no monthly fees.
at American Express Bank
SoFi Bank Savings Accounts
Member FDIC
APY
4.60%
With $0 min. balance for APY
Earn up to $250 with direct deposit. Terms apply.
at SoFi Bank
Synchrony Bank Savings Accounts
Member FDIC
APY
4.30%
With $0 min. balance for APY
No minimum balance and no monthly fees.
at Synchrony
Marcus By Goldman Sachs
Member FDIC
APY
4.80%
With $0 min. balance for APY
No minimum balance and no monthly fees.
at Barclays
American Express® Savings Accounts
Member FDIC
APY
4.00%
With $0 min balance for APY
No minimum balance and no monthly fees.
at American Express Bank
SoFi Bank Savings Accounts
Member FDIC
APY
4.30%
With $0 min balance for APY
No minimum balance and no monthly fees.
at SoFi Bank
Synchrony Bank Savings Accounts
Member FDIC
APY
4.30%
With $0 min balance for APY
No minimum balance and no monthly fees.
at Synchrony
Barclays Online Savings Accounts
Member FDIC
APY
4.80%
With $0 min balance for APY
No minimum balance and no monthly fees.
at Barclays
Top Annuity Options - Plan for Financial Stability in Retirement
Choose the Right Annuity for a Secure Future
Bank-Compare presents top-rated annuities to provide stable income and support your retirement planning. Whether through fixed, variable, or other types of annuities, our selection helps you find the right fit for dependable, long-term financial health.
» Learn About Annuities with Bank-Compare
The Power of Online Banking - 5 Benefits You Should Know
- Save on Fees: Online banks generally charge lower fees, putting more money in your pocket.
- Better Interest Rates: Benefit from APYs that outperform brick-and-mortar banks.
- Convenience at Your Fingertips: Access accounts 24/7 from your devices.
- Effortless Account Management: Enjoy a more efficient and customer-focused experience.
- A Full Suite of Services: From savings to loans, online banks cover all your needs.
American Express National Bank: Savings Account
Additional Benefits:
- No minimum balance and no monthly fees.
- Strengthened by the service and reliability of American Express.
- Easy access to your money and 24/7 world-class customer service.
- Manage your account online with simple transfers and recurring deposits.
SoFi: Savings Accounts
Additional Benefits:
- Earn up to $300, depending on your direct deposit amount.
- Create Vaults dedicated to specific savings goals.
- Use AutoSave to automatically put part of your paycheck into savings.
- With Roundups, all of your debit card purchases are automatically rounded up to the next dollar and deposited into your savings Vault.
Synchrony Bank: Savings
Additional Benefits:
- Savings products with competitive rates, no required minimum balances, and no monthly fees.
- Save easy with Synchrony Bank. Our app makes it a snap to bank anywhere; and control accounts from your smartphone or tablet.
- Our App Makes It A Snap To Bank Anywhere and Control Accounts From Your Smartphone Or Tablet.
Barclays : Online Savings Account
Additional Benefits:
- An award-winning account with great rates, no minimum balances or monthly maintenance fees.
- Enjoy a rate greater than 5X the national average.
- Online transfers to and from other banks.
- Direct deposit to make saving simple and easy.
Embrace Online Banking’s Convenience
Bank Anywhere, Anytime – 24/7 Access
The future of banking is digital. With Bank-Compare, explore the benefits of managing your finances anytime, anywhere. Say goodbye to traditional branch hours and experience seamless access to your accounts, along with reliable security and customer support.
Open a Free Account Today & Start Saving
Switch to online banking for a smarter, more convenient way to manage your finances. Trusted banks like Chase, US Bank, and Capital One offer competitive rates, secure access, and a wide range of features. Start today with Bank-Compare and find the account that fits your financial needs best.
Frequently Asked Questions
Online banks often have reduced or no fees compared to traditional banks. You’ll save on monthly maintenance, ATM, and other transaction fees.
Online banks are insured up to $250,000 by the FDIC, and they employ advanced security protocols, such as encryption and two-factor authentication.
Yes, online banks typically offer higher APYs because of lower operational costs, making them a smart choice for maximizing savings.
With online banking, you can manage your accounts from anywhere with an internet connection, offering unmatched flexibility.
Online banking provides flexibility, cost savings, and convenience, without in-person branch access. It’s ideal for those comfortable managing finances digitally.
